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While most Indiana drivers would never consider hitting the road without the auto insurance coverage required by law, some do it day after day. Further, many uninsured drivers are also unlicensed due to a DUI conviction, prior traffic offenses or other circumstances. You may even have been victimized by a hit-and-run driver who fled the scene.

One of the most alarming concerns that can arise for any car accident victim is the news that the offending driver had no insurance coverage — or only the bare minimum in liability coverage, which will be grossly inadequate to address substantial injuries. At Gardner & Rans P.C. in South Bend, our attorneys know every source and avenue for financial recovery when this occurs.

Put Our Complex Case Experience And In-Depth Insurance Knowledge To Work For You

You can turn to our smart, action-oriented personal injury lawyers with confidence after any serious motor vehicle accident that you believe was caused by another's negligence. If an uninsured motorist or underinsured motorist caused your crash, our in-depth insurance knowledge and litigation experience will be a critical asset. We are dedicated to:

  • Working rigorously to maximize compensation available under your own insurance policies, including medical payments ("med pay") and uninsured/underinsured motorist (UM/UIM) coverage;
  • Evaluating whether the negligent, lawbreaking driver has personal assets worth pursuing in a civil lawsuit — or if a third party, such as a bar or restaurant owner, should be held liable for contributing to a drunk driving accident, for example; and
  • Explaining what many insurance agents fail to explain about the necessity of carrying sufficient UM/UIM coverage, so that you and your family members will be better protected in the future.

Learn Your Rights And Options · Do Not Risk Negotiating Alone And Do Not Give Up

If you or a family member has been victimized by an irresponsible driver, we are here to help in every way we can. A smart, qualified lawyer's protection is absolutely essential for dealing effectively with your own insurance company as well as an offending driver's insurer. For clear, straightforward guidance, beginning with a free consultation, please call 574-303-6492 or email our legal team now. Se habla español.