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Accident liability for borrowed cars

When a person loans their vehicle willingly to another driver in Indiana, the car insurance usually follows the vehicle. This means, according to Esurance, that should someone borrow a car and get into an accident, it is the car owner’s insurance that will pay. However, as with any situation, things are not always that cut and dry. There are some other circumstances that could alter the liability in an accident.

To begin with, if the person who borrowed the car is not at fault for the accident, then the at-fault driver’s insurance will usually cover the costs of any damage. Another situation that could absolve the vehicle owner of liability is if the borrower did not get permission to drive the vehicle. In this case, the driver would be liable.

Is a truck owner responsible for a driver’s accident?

If you have been involved in an accident with a commercial truck in Indiana, you may be wondering if you will be dealing with the driver or the company that owns the truck. Whether the truck owner is responsible in part or in whole for the accident, depends on the circumstances.

According to the Huffington Post, there is the concept of vicarious liability to consider. Because federal law has stated a truck bearing a company’s name or license number is partially responsible for the actions of the truck, in many cases, the company is automatically liable in some sense. This typically applies to company trucks with employee drivers.

The psychological damage of a spinal cord injury

You will likely never forget the expressions on your loved ones' faces when they stepped into your hospital room and saw you for the first time after your accident. You could see in their faces that they had already begun to think of you differently, and you may have worried that they now saw you as a patient instead of the vibrant and vital part of their lives you once were.

The accident that damaged your spinal cord changed your life forever. Not only did it rob you of many physical abilities, it may also have filled you with confusing emotions and anxieties. The weeks or months in the hospital following your accident did not prepare you for the struggle you faced when you got home.

Common injuries that motorcyclists may experience

Indiana motorcyclists have a great state to ride through with plenty of scenic views, open roads, and great weather to enjoy. But unfortunately, if a time comes when that motorcyclist gets into an accident with another vehicle on the road, they'll likely be the ones walking away with worse injuries.

Motorcycles have much less cover than cars do, which means a motorcyclist risks taking damage directly to their body. Ride Apart lists off the body parts that a motorcyclist is most likely to injure if they get into a crash. Generally speaking, the lower and upper extremities are the ones that take the most damage. This includes the legs and feet for lower, and the hands and arms for upper. Reportedly, up to 30 percent of non-fatal motorcycle injuries affected the rider's lower extremities. Head and neck injuries took second place, coming in at 22 percent of the total non-fatal injuries.

How to handle a dog bite incident

A dog bite incident can occur at any time in Indiana to anyone. It may involve a wild dog or someone’s family pet. At Gardner & Rans PC, we see victims of all ages and situations of all types. Not every dog must be provoked to attack. If a dog is known to be aggressive, it could attack if you just walk by it. If an attack occurs, you should seek medical attention immediately and the proper authorities need to be contacted.

According to the Indiana State Board of Animal Health, the state requires all animal bites to be investigated. An official animal bite form must be filled out for each incident that contains information about when the bite occurred and the situation in which the bite occurred and information on the dog. When you seek medical care, medical personnel will usually fill out the proper forms and contact the correct authorities. The main concern and reason behind the investigation is to ensure the animal does not have rabies and could not have passed the disease onto you.

How alcohol impairs a driver

It is not a surprise that drinking alcohol affects a person’s ability to drive safely. Every year, there are numerous accidents and fatalities associated with drunk driving in Indiana. However, many people do not understand how alcohol affects their bodies and may drive, thinking they are perfectly okay to do so.

The American Association for the Advancement of Science explains that the effects of alcohol include many changes to the brain that affect the body’s ability to function correctly. Coordination is greatly affected, which can impair a person’s ability to use parts of their body at the same time, such as their hands and feet. It affects the eyes quite a bit, making vision blurry or reducing the ability to focus. Reflexes are also slowed down, which decreases reaction time. Alcohol also increases drowsiness and could cause a person to fall asleep behind the wheel.

Defensive driving techniques for motorcycles

Motorcycles are the most vulnerable vehicles on Indiana roadways. It is up to riders to do everything they can to stay safe. One of the best ways to do this is to drive defensively. This means driving in a way that will avoid dangers and keep the rider safe. Road Guardians offers some tips for cyclists on defensive driving.

Motorcyclists should pay attention to the road around them by using their mirrors and being aware of other vehicles. They should follow all laws and wear safety gear, such as a helmet. Riders should be careful when driving on new roadways, maintain a safe speed and be vigilant about what’s up ahead.

Motorcycle accidents: Who is at fault?

Whether you are a motorcyclist or a motorist, you should know how to stay safe on the road. Motorcyclists should always drive defensively, and keep a sharp eye out for motorists who may not be paying attention. Motorists should always look out for motorcyclists who may be hiding in their blind spot or pulling out between vehicles. In either case, riding a motorcycle can be dangerous and often comes with inherent risks. When riding a motorcycle, you don’t have the protective barrier between you and road if an accident should occur. Motorcycles are not equipped with the same safety devices that motor vehicles have.

One question still circulates throughout the motor vehicle community. Are cars or motorcycles generally at fault for causing these catastrophic collisions? A study conducted by University of South Florida’s Center for Urban Transportation Research discovered that in 60 percent of cases, motor vehicles, such as cars and trucks, are at fault. Most of these accidents involve motor vehicles that fail to yield to motorcycles’ right of way or pull out directly in front of motorcycles who are going straight. They also include vehicles making a left turn.

Could shutting off cell phones in company cars start a trend?

Let's face it, distracted driving -- particularly cell phone use -- has become an epidemic in the United States. Drivers throughout the country, including here in Indiana, find it difficult to put down their cell phones while they drive. You may only take your attention off the road for a few seconds, but it only takes seconds for accidents to happen.

According to the National Highway Traffic Safety Administration, distracted driving takes approximately eight lives every day and injures 1,000 people across the country each day. That may not seem like a lot considering the population of the country, but over the course of 365 days in the year, around 365,000 people will suffer injuries, and at least 2,920 people will die. One of those statistics could include you or someone you love.

Man dead and woman injured in DUI car accident

When people make the decision to get behind the wheel while intoxicated, they put their lives and the lives of others in imminent danger. Not only does alcohol cause impaired perception and slower reaction time, but drivers often have difficulties controlling their speed and lose the ability to concentrate on the road. Young people who make poor choices can essentially ruin their lives by drinking and driving, as they must face the consequences of their actions should they injure or kill someone.

A 52-year-old man is dead after a catastrophic accident involving a DUI. A 25-year-old girl was driving the vehicle at the time the incident occurred. She was charged with reckless homicide by car, driving with a suspended license, driving under the influence of alcohol and aggravated DUI causing an accident or death.

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